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Q1: Can I enjoy the insurance coverage without purchasing it?
A1: No. This insurance is a value-added service and only takes effect after selecting and paying for the premium at the time of purchase. Users who do not purchase the insurance must contact the courier company to handle any issues.
Q2: Can I get a refund after purchasing insurance?
A2: The insurance fee becomes effective immediately upon payment, and refunds are not supported except under the following conditions:
Q3: Under what circumstances can I apply for a claim?
A3: The claim can be applied when both of the following conditions are met:
Q4: What situations are not covered by insurance claims?
A4: The following situations will not be compensated:
Q5: How do I apply for a claim? What materials do I need?
A5: Follow these three steps to complete the claim:
| Scenario | Core Evidence | Supporting Evidence |
|---|---|---|
| Logistics Abnormality | Official logistics screenshot (including tracking number + latest update time) | Communication records with courier customer service |
| Product Damage | Unboxing video (showing all six sides of the package) | Product images |
Q6: How long will it take for my claim to be processed?
A6: Claims are processed based on the following categories:
Q7: What is the maximum amount I can be compensated?
A7: A tiered compensation system is implemented:
Q8: Can I claim insurance if the courier company has already compensated me?
A8: Yes, you can receive a combined compensation! You can claim: ▸ Courier compensation amount + insurance compensation for the difference (total not exceeding the product value) Example: If the product value is $2000, and the courier compensates $500, the insurance can compensate an additional $1500.
Q9: What are the specific requirements for the unboxing video?
A9: The video must meet the following three elements:
Q10: How can I prove that there is an interruption in the logistics information?
A10: You don’t need to collect evidence yourself! We provide:
Q11: Can I request priority processing for my claim?
A11: The following users can enjoy the priority service:
Q12: What should I do if I disagree with the claim result?
A12: There is a three-tier appeal process: